Kenya Net Salary Calculator 2026
Free Kenya Net Salary Calculator 2026. Estimate PAYE, SHIF, NSSF, Affordable Housing Levy and take-home pay from your gross monthly salary.
Use this free Kenya Net Salary Calculator 2026 to estimate your monthly take-home pay from your gross salary. The calculator helps you estimate PAYE, SHIF, NSSF, Affordable Housing Levy and other common salary deductions in Kenya.
This calculator is useful for employees, HR officers, payroll officers, accountants, job seekers and civil servants who want a quick estimate of their monthly net pay before budgeting, comparing job offers or reviewing deductions.
- Enter your gross monthly salary.
- Add other deductions such as SACCO, loans or union deductions.
- Click calculate to estimate PAYE, SHIF, NSSF, Housing Levy and take-home pay.
Download Kenya Net Salary Calculator Excel 2026
Want to calculate your salary offline? Download the Excel version of this calculator and estimate PAYE, SHIF, NSSF, Housing Levy and take-home pay from your computer.
Download Excel Calculator Open Online VersionThis Excel calculator is for estimation only. Always confirm final payroll deductions with your employer, payroll office, KRA, SHIF/SHA, NSSF or official platforms.
Kenya Net Salary Calculator 2026
Estimate your monthly take-home pay after PAYE, SHIF, NSSF, Affordable Housing Levy and other common deductions in Kenya.
| Item | Estimated Amount |
|---|---|
| Taxable pay used for PAYE estimate | Ksh 0 |
| Total statutory deductions | Ksh 0 |
| Other deductions entered | Ksh 0 |
| Total deductions | Ksh 0 |
How this Kenya salary calculator estimates your pay
1. PAYE
The calculator estimates PAYE using Kenya monthly resident individual tax bands and applies the monthly personal relief.
2. SHIF
The calculator estimates SHIF at 2.75% of gross monthly salary, subject to a minimum monthly contribution of Ksh 300 where applicable.
3. NSSF
The calculator estimates the employee NSSF contribution using the 2026 Year 4 structure: Tier 1 up to Ksh 9,000 and Tier 2 up to Ksh 108,000.
4. Affordable Housing Levy
The calculator estimates the employee Affordable Housing Levy at 1.5% of gross monthly salary.
5. Net salary
Estimated net pay is calculated as gross salary minus PAYE, employee NSSF, SHIF, Housing Levy and any other deductions you enter.
Official references: KRA Individual Income Tax | KRA Housing Levy Notice | Social Health Insurance Regulations | NSSF 2026 Contribution Notice
About This Kenya Net Salary Calculator
Kenya Net Salary Calculator 2026 is an independent payroll estimation tool created to help employees, job seekers, HR officers, payroll officers and accountants quickly estimate monthly take-home pay in Kenya.
The calculator is designed for general guidance only. It is not affiliated with KRA, SHIF, NSSF or any government institution.
Contact
For corrections, updates or suggestions about this calculator, please use the Contact page linked in the site menu.
Helpful Kenya Salary Guides
Learn more about the main deductions that affect take-home pay in Kenya.
Frequently Asked Questions
How do I calculate net salary in Kenya?
Net salary in Kenya is estimated by subtracting PAYE, employee NSSF, SHIF, Affordable Housing Levy and other deductions from gross monthly salary.
What deductions are included in this Kenya salary calculator?
The calculator estimates PAYE, SHIF, employee NSSF, Affordable Housing Levy and any other deductions entered by the user.
Is this an official Kenya government salary calculator?
No. This is an independent salary estimation tool. Users should confirm final deductions with their employer, payroll office, KRA, SHIF, NSSF or official government platforms.
Does this calculator show exact net pay?
No. It gives an estimate only. Actual net pay may differ depending on allowances, benefits, reliefs, deductions, pension arrangements and payroll policies.